Investment Opportunity · Private Placement

$1M – $5M Equity Round

Equity participation in Golden Ticket FMO — a technology-enabled health insurance FMO generating recurring PMPM commission revenue across 8 national carriers.

Structure

Equity Stake

Terms available upon request

Raise

$1,000,000 – $5,000,000

Accredited investors only

Use of Proceeds

How investment capital is deployed

60%

Advertising

Paid acquisition, digital campaigns, and agent recruitment to drive policy volume

25%

Technology

Platform development, agent tools, commission modeling, and data infrastructure

15%

Back Office

Operations, compliance, licensing expansion, and administrative infrastructure

Carrier Partnerships

Ambetter, UHC, Cigna, BCBS, Anthem, Molina, Allstate, GT FMO

30+

States Licensed

ACA Marketplace & ancillary coverage nationwide

—

Projected 5-Yr Revenue

Set assumptions in Model tab

PMPM

Revenue Model

Recurring monthly commission — compounds with every new enrollment

How We Generate Revenue

Enroll

Agent enrolls a member in a health plan through our carrier network

→

Earn PMPM

Carrier pays us a commission every month that member stays enrolled

→

Compound

Every new enrollment adds to a growing book of recurring monthly revenue

Example: 500 members × $20/mo PMPM = $10,000/month in recurring commission — from a single month of sales, paid every month those members remain enrolled.

Why it compounds: Month 2 adds another cohort on top of Month 1's book. By Month 12 you're earning on 12 overlapping cohorts simultaneously — each paying down their own retention curve.

5-Year Financial Projection

Set assumptions in the Model tab

Based on 2%/mo retention model. Visit the Model tab to adjust ad spend, CAC, and carrier mix — numbers update here automatically.

Market Opportunity

U.S. Health Insurance Market

Why Now

Our Edge

Leadership Team

Ready to learn more?

This presentation is confidential and intended for accredited investors only. Full investment terms, financials, and due diligence materials are available upon request.

Scott Porter

Founder, Golden Ticket FMO

[email protected]

slphealthcommissions.com

Consumer Flow Architecture

Full user journey · Card scan fast track + full discovery · Two product terminals · Licensed agent handoff

April 2026 Internal Click any node for detail

Legend Fast track / Nora AI Decision / routing Data collection Account / CRM Terminal B Terminal A Hard exit

Nora plan analysis

Card scan fast track — UI preview

Preview — Stedi API integration in progress

Hey — I'm Nora 👋
I'll help you find the best health coverage in under 60 seconds.

Do you want to scan your existing insurance card to speed up onboarding?

Nora is an AI assistant, not a licensed insurance agent. Information provided is for guidance only and does not constitute professional insurance advice.

✦ Nora — Consumer Demo

ShopHealthcare.com consumer experience · Card scan → Analysis → GT recommendation

Demo modeSimulated dataFull flow

Hey — I'm Nora 👋
I'll help you find the best health coverage in under 60 seconds.

Do you want to scan your existing insurance card to speed up onboarding?

Nora is an AI assistant, not a licensed insurance agent. Information provided is for guidance only and does not constitute professional insurance advice.

Ashley Cunningham

Anthem Gold EPO · Scan complete

Live data

Your plan grade

C+

62 / 100

Partial protection

Your plan covers the basics but has real gaps that matter when it counts most.

3 problems with your current plan

Zero out-of-network coverage

Your plan is an EPO — if your doctor leaves Anthem's network, you pay 100% of the bill. There is no out-of-network benefit except in a declared emergency.

$750 ER copay — before coinsurance kicks in

One emergency room visit costs $750 upfront, then 25% coinsurance on top of that. A single ER visit could easily leave you with $2,500 or more out of pocket.

$1,850 deductible — fully unused, resetting soon

Your plan year resets June 1 — 55 days from now. You've paid premiums all year and haven't met a single dollar of your deductible. That $1,850 resets whether you use it or not.

What's working on your plan

Primary care visit

$25 copay

Urgent care visit

$75 copay

Preventive care

$0 covered

Mental health

In-network covered

Specialist visit

$45 copay

Chiropractic

$45 copay

Nora's recommendation — switch before June 1st

You pay now

~$450

per month
Anthem EPO

GT bundle

$225

per month
All-in · everything included

$2,700 back in your pocket every year

$225 saved every month · cancel anytime

⏰

55 days to decide — plan year resets June 1

Your $1,850 deductible resets unused on June 1. Switch before then and start saving from day one.

How the GT plan works

No deductible — benefits start from your first claim

Your Anthem plan makes you pay $1,850 before any benefits begin. The GT plan has first-dollar coverage — your benefits activate immediately from day one.

Pre-paid benefit amounts — cash back when you save

The plan pays a set benefit toward your bill. After the UHC network discount, if the benefit exceeds what you owe, they send you the difference as a check.

Example: Specialist billed $300 → $90 after network discount → GT pays $125 → you receive $35 back.

See any doctor — no referrals, no network restrictions

UHC Choice Plus PPO gives you access to 1.8 million providers nationwide. No network lock-in like your current EPO. See any specialist, travel anywhere in the US, and still have coverage.

$20,000 accident coverage — built into the plan

A separate accident benefit pays up to $20,000 per year for any accidental injury — broken bones, ER visits, surgery from accidents. Your current Anthem plan has zero accident coverage.

Unlimited telehealth visits — $0

Teladoc Health visits 24 hours a day, 7 days a week at no extra cost. Diagnose, treat, and prescribe medication. Your current plan charges a copay every single visit.

What you actually pay — real situations

🏥 You go to the emergency room

Anthem EPO (current)

$750 copay + 25% coinsurance on top

GT Bundle

$500/day benefit paid directly to you

🦴 Accidental injury — broken arm

Anthem EPO (current)

$1,850 deductible first, then 25%

GT Bundle

Up to $20,000 paid directly to you

🏨 6-night hospital stay

Anthem EPO (current)

$500 admission + 25% after deductible

GT Bundle

$4,000/day = $24,000 total benefit to you

👨‍⚕️ You see an out-of-network specialist

Anthem EPO (current)

You pay 100% — EPO has zero OON coverage

GT Bundle

$125 benefit paid regardless of network

💊 Prescription drugs

Anthem EPO (current)

Tier system — deductible applies first

GT Bundle

$60 per fill + Optum Perks 30–80% savings

Nora is being straight with you

✅

For everyday care, accidents, doctor visits, and most situations a healthy person faces — the GT bundle delivers more value, more flexibility, and cash back to you.

✅

No deductible to meet. No network lock-in. No referrals needed. Benefits start from your very first claim and apply directly toward your bills.

✅

You gain $20,000 accident coverage your current plan completely lacks. One unexpected accident and that benefit alone covers years of premiums.

⚠️

The GT plan pays pre-set benefit amounts — not your full hospital bill. For a serious ongoing illness like cancer or a chronic condition, comprehensive major medical offers broader protection. That is the honest tradeoff.

✅

The $2,700 you save each year could fund a separate critical illness policy — giving you strong everyday coverage and catastrophic protection at the same time.

Ready to switch?

A GT advisor walks you through every step. Takes 60 seconds to get your quote — no commitment required.

⏰ June 1st — 55 days
Your plan year and deductible both reset. Switch before then and keep every dollar of savings.

This analysis is prepared by Golden Ticket FMO / ShopHealthcare.com for informational purposes only. Health ProtectorGuard is a fixed indemnity product underwritten by Golden Rule Insurance Company, a UnitedHealthcare company. Not comprehensive major medical coverage. Not ACA minimum essential coverage. Benefits are paid in fixed pre-set amounts. Review full policy documents before purchase.

2026 Commission lookup

Consumer Flow Architecture

✦ Nora — Consumer Demo